What Do You Need To Qualify?

3+ Months in Business

You can qualify for our top financing options with as little as 3+months in business.

$15,000+ Monthly Gross Sales

The minimum revenue to qualify for financing options are $15,000+ per month, or $180,000 in annual gross sales.

No Minimum FICO

We have financing options for all credit profiles. There is no minimum FICO score required to apply.

Get started today with our simple business loan application.

What is a Merchant Cash Advance (MCA)?

Merchant Cash Advances are not loans at all, but rather cash advances that are repaid by withdrawing a percentage of your credit sales every day. Since merchant cash advances are based on a percentage of the daily balance, the more credit card sales a business makes, the faster the advance can be repaid. During slow periods, however, the payback would be based on incoming cash flow.

To learn more about a merchant cash advance (MCA) complete our simple online application today and speak directly with a business financing advisor.

How Does a Merchant Cash Advance Work?

Your merchant cash advance lender will provide you with a lump sum of money in exchange for a percentage of your future credit card sales. Instead of making a fixed payment over a period of time your loan is paid back usually daily or weekly by the lender collecting that set percentage of your credit card sales.

To learn more on how a merchant cash advance works, complete our simple online application and speak with a business financing advisor.

Are Merchant Cash Advance's The Same As a Loan?

A merchant cash advance isn’t technically a loan with set terms. It is an advance on future sales that is repaid by taking a percentage on a daily or weekly basis. The benefits of a merchant cash advance are you can pay back the loan as quickly or as slowly as your business sales allow.

Explore your options when it comes to an merchant cash advance by completing our simple online application today.

Simple Business Loan Application

After completing this simple application, you'll be paired with a dedicated Business Financing Advisor to choose the best financing options for your business!